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What is Taxi Insurance?
Taxi Insurance in Northern Ireland is a legal requirement, even if the vehicle isn’t being used on the road; unless it’s been officially declared as ‘off the road’ through the statutory off road notice (SORN) mechanism.
When it comes to Taxi Insurance, there are three main types of cover:
Policy-Only – This is the cheapest form of cover, as it is the most basic type of cover. Crucially, the more names that are added to the policy, the more expensive it gets.
Named Driver – This cover is the “middle” type of cover and involves a taxi driver buying taxi insurance just for them – and not for anyone else.
Any Driver – This cover means that any motorist is covered to drive your taxi.
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