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What is Shop Insurance?
Our Shop Insurance policies are tailored to your exact requirements.
Shop Insurance can protect your premises and stock, your customers, employees and protection of outgoing costs should you have to stop trading.
What does Shop Insurance cover?
Shop Insurance is tailored to your specific business requirements. However, some of the policies which can be included are:
- Buildings & Contents Insurance – This covers your shop premises against accidental damage (including theft and damage caused by disasters such as fire, flood, explosion or storm) to shop buildings, shop contents and computer equipment.
- Business Interruption Insurance – This covers any loss of income (or increased costs of working) if you are unable to work from your usual business premises. This cover could save your business thousands of pounds if you have to be re-sited during repairs or if you cannot fulfill your contractual obligations.
- Public Liability Insurance
Public Liability Insurance can cover the cost of compensation claims should a member of the public incur an injury on your premises and attempt to sue you.
- Employer’s Liability Insurance
Employer’s Liability Insurance will insure you against any compensation claims should an employee deem an accident to be your fault, this includes anything from slips to burns, or anything in between.
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