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What is Fleet Insurance?
Fleet Insurance is an easy way to make sure that all of your vehicles are covered under one policy, and is typically used by companies which operate fleets of multiple vehicles.
Vehicle insurance in Northern Ireland is a legal requirement, even if the vehicle isn’t being used on the road; unless it’s been officially declared as ‘off the road’ through the statutory off road notice (SORN) mechanism.
What does Fleet Insurance cover?
Fleet Insurance is available in three main levels of cover, similar to ordinary motor insurance. This includes:
Third Party Only: This is the minimum level of cover required by law, and will cover you for damage to the other party’s vehicle, or loss or damage to a third party. This level provides no cover for you, your driver or your vehicle.
Third Party, Fire and Theft: This includes third party cover as above, and also covers you for fire damage to the vehicle and for theft of the vehicle.
Fully Comprehensive: This includes third party, fire and theft cover, and also covers accidental damage to the vehicle.
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